关键词: 贫困治理, 包容性金融, 社会救助, 扶贫开发, 包容性发展, 协同治理

Abstract: While the world is seeking inclusive development，China has again launched the“battle to fight against poverty”. To increase the effectiveness of poverty alleviation，we must further improve our approaches for poverty governance. Multiple causes and different types of poverty naturally result in various policy appeals. As finance is an important medium in resource distribution，an inclusive financial system needs to be established to respond to these appeals. Inclusive finance is not only good for classified poverty governance but also for a better coordinated governance among the government，market and social sectors.This will encourage more social resources in various ways to involve in the alleviation efforts，stimulate the aid recipients’enthusiasm and sense of responsibilities，and avoid problems，such as moral risks，that tend to be caused by gratuitous assistance. To create more favorable conditions for a classified and coordinated poverty governance，we need to constantly innovate our measures，learn from successful international practices， push forward the“delegating power and optimizing service” comprehensive reform，and speed up the development of inclusive finance.

Key words: poverty governance, inclusive finance, social assistance, development- oriented poverty relief, inclusive development, collaborative governance