Abstract: There is a very strong agreement between countryside credit cooperative and the construction of new countryside. The agreement either faces the good developing advantage, or is with the significant realistic value in the period of the construction of the new countryside. But many problems occur to the countryside credit cooperative as about the ownership, about management mechanism, about service standard, about enterprising culture, outside environment, which make the value of the cooperative to the construction of the new countryside poorly exhibited. For this reason, the credit cooperative must be profoundly reformed, and the developing tactic must be improved so as to promote the construction of new countryside well.

Key words: credit cooperative, construction of new countryside, realistic agreement